this is not how i expected “friending” you to come back to haunt me

This story‘s been making the rounds rather quickly. For now, i’ll link it sans commentary. Basically it’s a company that’s claiming to be able to make inferences about individuals’ credit ratings based solely on their social networks as publicly observable through Facebook, Twitter, etc.
(via Keith Hampton and Valdis Krebs)

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2 Responses to this is not how i expected “friending” you to come back to haunt me

  1. Michael Bishop says:

    Don’t worry, I’m very responsible so friending me will probably increase your predicted credit rating.

  2. Jonas says:

    social capital and habitus. it is not deterministic, but probabilistic enough for credit rating and risk management.

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